ULIP

ULIP’S New Clothes Attract More Policy Investors

Thumbnail image for ULIP’S New Clothes Attract More Policy Investors by Shakti Singh Dulawat August 2, 2010

There is one big good news with regards to ULIP, thanks to the innovativeness of IRDA.  The new guidelines by IRDA will reduce the biggest grouse — cost of ULIPs.  Obviously, this great news will make every client happy and more excited in getting and paying for their ULIPs premiums. Indeed, it is undeniable that [...]

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Radical Memorandum between IRDA and ULIP on Disclosing Financial Transactions

Thumbnail image for Radical Memorandum between IRDA and ULIP on Disclosing Financial Transactions by Shakti Singh Dulawat July 25, 2010

Just very recently, a radical move has been proposed and agreed upon by the governing agency over all Life insurance companies of India primarily to bring into the scenario a more dependable and stronger foundation of the Life Insurance system all over India. The reality of disclosing the assets and financial status of these Life [...]

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Unit Linked Insurance Plans (ULIP)

Thumbnail image for Unit Linked Insurance Plans (ULIP) by Shakti Singh Dulawat July 23, 2010

You might perhaps wonder why in this life there are some people who are simply smarter than the others when it comes to life and business or investment realities.  Are you paying a premium for your insurance?  What insurance have you so far got for your own self, family and assets? A lot of people [...]

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ULIP Single or Regular Premium

Thumbnail image for ULIP Single or Regular Premium by Shakti Singh Dulawat July 16, 2010

Have you applied for your ULIP already?  If not read on…People nowadays are running and going just to get the most financial benefit for themselves and their loved ones.  Yet side by side with money searching is to feel protected and secured in every way.  Among the most bought or preferred insurance form is the [...]

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Hidden and untold charges of ULIP that you must know

by Shakti Singh Dulawat July 6, 2010

Gents before you move next please read What is ULIP Almost all insurance companies have in one way or another certain hidden charges.  These charges may not necessarily be illegal but the agents of ULIP or any other insurance company will intentionally not divulge to you during his discussion with you of your insurance plan [...]

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IRDA increases lock-in period for ULIPs to 5 yrs

by ADMIN June 29, 2010

The much anticipated guide and instructions regarding lock-in period for Unit Linked Insurance Plans or ULIPs has finally emerged through the decision of IRDA or the Insurance Regulatory and Development Authority.  From the previous three years period, IRDA deemed it appropriate to increase ULIPs lock-in duration up to five years.  This decision finally stopped the [...]

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How to Pick the Best ULIP Fund Category

by Shakti Singh Dulawat June 24, 2010

ULIP is presenting to its clients various fund choices such as the equity, the money-market, guilt, balanced, debt and other fund options.  In relation to these types of fund, the clients’ money in the form of financial investment is kept for a particular time frame.  Hence, it is of utmost importance for the client to [...]

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Is ULIP is a Good Option

by Shakti Singh Dulawat January 21, 2009

Friends market is not returning well at current level,Today I want to say you one interesting fact related to TV and Stock Market Just 1 week back, some TV people (I will not blame any one here) talked about “best time to buy when Sensex at 10,000 levels”. Now these TV people are talking about [...]

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ULIP FAQ’s

by Shakti Singh Dulawat December 5, 2008

This are some collection of ULIP FAQ’s Before reading this article you must read What is ULIP Read before buy ULIP Mutual fund vs ULIP Hidden factor of ULIP Unit linked guidelines were notified by IRDA on 21st December 2005. The main intent of the guidelines was to ensure that they lead to greater transparency [...]

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Hidden factor of ULIP

by Shakti Singh Dulawat November 28, 2008

As we was talking about ULIP,now this is one more post on ULIP.There are some good article available if you want to know more about ULIP then you can read next article. What is ULIP Read before buy ULIP Mutual fund vs ULIP Read ULIP FAQ’s Today I am showing some negative fact of ULIP, [...]

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