Wealth

What is Gold Mutual Fund Class?

Thumbnail image for What is Gold Mutual Fund Class? by Divesh Singhvi August 16, 2010

People in the business arena are very much into gold fund class investment since this type of fund will give you a greater probability of earning more from your capital or investment. With the US dollar experiencing continued weakness and no clear signs of a strong economic recovery, the idea of holding gold or investing [...]

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What is Hybrid Mutual Fund Class?

Thumbnail image for What is Hybrid Mutual Fund Class? by Divesh Singhvi August 13, 2010

Hybrid fund class is defined as a category of mutual fund that is characterized by portfolio that is made up of a mix of stocks and bonds, which can vary proportionally over time or remain fixed. Morning star separates hybrid funds into domestic hybrid and international hybrid categories. On the other hand, investopedia says that [...]

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What is Balanced Mutual Fund Class?

Thumbnail image for What is Balanced Mutual Fund Class? by Divesh Singhvi August 13, 2010

Simply put, a Balanced fund class is a fund that combines a stock component, a bond component and, sometimes, a money market component, in a single portfolio. Generally, these hybrid funds stick to a relatively fixed mix of stocks and bonds that reflects either a moderate (higher equity component) or conservative (higher fixed-income component) orientation. [...]

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Guidelines On Online Application For New PAN (Form 49A)

Thumbnail image for Guidelines On Online Application For New PAN (Form 49A) by Divesh Singhvi August 11, 2010

Very recently, people are clamoring for an easier and a more fast and practical way of applying for a PAN card, in short, an online way of accomplishing it. But what is a PAN card?  PAN or  Permanent Account Number  is a ten-digit alphanumeric code generated by the India’s ‘Income Tax Department’, that is  required [...]

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Decoding The Vital Parts Of Your Credit Card Statement

Thumbnail image for Decoding The Vital Parts Of Your Credit Card Statement by Shakti Singh Dulawat August 10, 2010

Our world today is categorized or typically regarded as the instant world.  We want everything at the click of a mouse or at a snap of our finger.  Credit card is one of these realities.  We simply use this small card to transact with monetary matters.  And sometimes, if we are not careful and grounded [...]

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Rise And Risks Of Liquidity Woes: Earn More With Your Term Bank

Thumbnail image for Rise And Risks Of Liquidity Woes: Earn More With Your Term Bank by Shakti Singh Dulawat August 7, 2010

One of the not so good things with banking business and investment is the roller coaster ride it brings about in view of the income process. Term deposits of banks may earn higher returns for the first time since the past few years with surplus liquidity drying up on one hand and investments picking up, [...]

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Make Your Funds Work Real Hard With Liquid Plus Funds

Thumbnail image for Make Your Funds Work Real Hard With Liquid Plus Funds by Shakti Singh Dulawat August 6, 2010

Sometimes we are not really sure of the money which we have saved with our sweat and blood once it is already in the hands of our partners in investments, I am specifically referring to the bank system which seems unpredictable in one way or another.  There is indeed one thing that we must be [...]

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DISCIPLINE: Golden Rule on Saving tips and On How to Make Money Really Matter

Thumbnail image for DISCIPLINE: Golden Rule on Saving tips and On How to Make Money Really Matter by Shakti Singh Dulawat August 5, 2010

Money is the blood that makes economy alive.  If you are not in need of money these days, you are either filthy rich or crazy inside a mental hospital.  Even rich people desire for more and more money, how much for us ordinary struggling citizens.  Now how can we really earn big bucks these hard-up [...]

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Policy Insurance: Violation Of Cashless Mediclaim Terms will Result Penalty

Thumbnail image for Policy Insurance: Violation Of Cashless Mediclaim Terms will Result Penalty by Shakti Singh Dulawat August 5, 2010

There is something to rejoice from among the policy holders who usually complain with regard to the practice of some insurance companies which violates the cashless practice in view of medical situations.  The Chairman of the insurance regulator Insurance Regulatory and Development Authority (IRDA), Mr J. Hari Narayan, said in view of this scenario that [...]

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16 Effective Tips Toward Investment Success

Thumbnail image for 16 Effective Tips Toward Investment Success by Sir Cloyd August 5, 2010

You must read this interesting article if you want to really become a successful business person or just to attain success in whatever thing or endeavor you are into. Sir John Templeton, founder of the Templeton Group, has distilled his years of experience and expertise into the 16 rules for Investment Success. Although Sir John [...]

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