Did you ever receive an email from a stranger?  Did you open emails enticing you with promises? Sometimes or most often than not, these are email scams. You should avoid them if you want to be safe and secure while online most especially from identity thieves. These are the practical ways in order for you to be protected from identity theft.  Who are identity thieves?  They are burglars who have bad intentions towards you and your resources through entering your confidential information in your PC.  With these identity thieves growing in number and working hard to break in through your secret profiles in the internet, it’s necessary to get enough knowledge in protecting yourself.  Thieves try their best to get information about you through getting your email. Thus the most practical and effective way to prevent those thieves from making advantage to you is through avoidance of email scams.

How to Avoid Email Scams to Prevent Identity Theft

Identity thieves are burglars breaking in through your computer. With identity theft running rampant, it’s important to know how to protect yourself. One of the fastest, and sometimes easiest, way for people to steal your information is through your email. A way to prevent identity theft is to avoid the email scams.

Here’s a list of common ways in avoiding email scams:

• Step 1: Never bite any line of suspected identity burglars

It is not easy to determine or detect if an email is coming from an identity theft or not, but sooner or later you will learn to know the difference of a normal scam-free letter to that of a junk scam email.  Never give to strangers your important information such as your social security number, password, birthday etc.

• Step 2: Look for obvious mistakes in the e-mail

An email with errors or mistakes for instance in spelling or basic grammar could tell you that the email is actually a scam. Check as well the seemingly legal and legitimate email address of a particular company yet there is a presence of a typographical error, for example, Bank of “Amerika” in used in exchange of Bank of “America”.

• Step 3: Secure all your information

Never forget to log out every time you open your computer and various accounts, lest identity thieves will get them and have access to your essential documents and other important accounts.  They will try to get your email and password.  In bank accounts always make a strong password by combining numbers, letters or even characters.

• Step 4: Identity thief is fast and smart

If  you suspect of someone attempting to break into your email, immediately contact or call your email provider and swiftly change your password.  Be smarter and cautious.  Remember it only takes a few seconds for the burglar to steal vital information from you.

• Step 5: Never try replying suspicious emails.
  If you decline or avoid responding to suspicious emails, then you will definitely save yourself from identity thief’s bad plans against you.  This way your life wouldn’t be messy and miserable

• Step 6: Be wise . No matter what happens ignore any unfamiliar email requesting for money.  For sure this is either a scam or a junk mail.  It would cause you so much danger and risk once you bite the enticing words of the sender.  Without you knowing it you’ll be under his control and your money will soon be stolen…Hence, beware!

As a conclusion, always use common sense in view of the emails that may come to your inbox.  Remember, it’s never your duty to read and reply all the letters that may reach your inbox.

Online banking can simply be defined as the process of entering into transactions by a particular client and the bank using modern technology.  With the various capabilities of the computer and other technological developments, online banking is one of the many businesses that benefited from it.  Since banking plays a very important role in the economy of a nation, then there is truly a need to maximize and improve its features to be client friendly and easy to access.  There are of course the advantages and disadvantages of online banking.

Among the advantages of online banking include the following:-

• Very convenient.  Online banking is a totally easy thing to do.  In the comfort of your home or offices, you can do whatever monetary transactions you wish to do with your bank.
• Unlimited service day and night.The services and various features of your bank are always available seven days a week and 24 hours daily.The most interesting thing here is that, everything can happen at just one click of your mouse.
• No time constraint. Online banking is also stress free because it never closes unlike the traditional banking that has cut-off time.
• Easy to access via PC. Using your personal computer, you can easily do various transactions with your bank in view of your business or any other personal or financial matters.
• Easy way of payment. Bill payments can also be handled properly and smartly.  Instead of waiting for certain due dates, you can easily pay all your transactions using your computer and in coordination with your bank.
• Smart.  Online banking is also ubiquitous or simply put smart.  This enables you to do troubleshooting regarding any problem that may arise from your business.
• Higher interest rate. Another great advantage of online banking is the interest rates which basically range between 5% to 3.40% annually.   Unlike the traditional banking, online banking can earn you a better interest or return of investment both in your savings and checking account.
• Easy transaction.Another advantage is the speed of every transaction.  Online transactions, compared to ATM or traditional banking, works faster.  Thus business matters could benefit so much from this speed feature.
• Banking online is both efficient and effective.  With just one secure site, all your financial transactions can be managed orderly.

On the other hand, the following are the disadvantages of online banking:-

• First is the slow processing from the moment you entered a financial transaction with your bank via the computer.  Usually the bank will require you to submit certain documents like an identification card, signature and the like.  Not only will the bank online require you to submit documents but also to provide special power of attorney in cases where you want to do transactions together with your spouse.  A concrete example is when you want to manage all your wealth and resources together as a couple and you wish to view it online.  Certain technical procedures regarding online banking may be taxing too and complicated.
• Another disadvantage is the so-called learning curve.  This means, banking online especially in locating the sites may be complicated and hard to find.
• Another disadvantage is bank site changes.  If this occurs, the bank will require you to re-enter all your information again and other related data.
• Finally is the trust aspect.  Online banking should be entered very carefully if you wish to enjoy your financial life.
  
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As a conclusion, banking online has its benefits and discomforts and it will be up to the client to choose which for him or her is more convenient, hassle-free and efficient.

After Airtel with its’ 16mbps broadband plan, first ever in India, the platform got laid for BSNL in introducing the fastest ever broadband in India with a mega speed of 24mbps.

The high speed internet race was formerly joined by Tata Indicom. Knowing the importance of internet that gets related to its’ speed as much the way it is to it’s security, BSNL came up with this much-awaited plan where a movie(HD) of 4GB can be downloaded in less 30minutes.

BSNL also introduced “New Broadband Combo Plans”. The details are as below:

Know More: Call 1500(Toll Free).
Source : http://www.bsnl.co.in/service/bbtariff/BBG_superspeed_combo.htm

Last Updated on 4th March